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HR 7130 - 119

McCarran-Ferguson Restoration Act

Referred to the House Committee on Financial Services.

Bill highlights

Votes, text signals, source context, and latest movement from this record.

Bill Text Stats

9
Analyzed sections
N/A
Detected dollar total
0
Tax signals
4
Deadlines

Signal counts

Tax density 0.0%
Spending density 0.0%
Statutory Reference 12
Agency 9
Courts 4
Deadline 4
Studies 4
Amendments 2

Top agencies

Secretary of the 4
Secretary of Health and Human Services 2
Secretary of Health and 1
Secretary of the Treasury 1
Secretary of the Treasury and the Board of 1

Statutory references

12 U.S.C. 5301 1
12 U.S.C. 5301 1
12 U.S.C. 5321 1
12 U.S.C. 5322 1
12 U.S.C. 5365 1
12 U.S.C. 5383 1
15 U.S.C. 6701 1
19 U.S.C. 2171 1

House Votes

No House roll call votes have been linked to this bill yet.

Timeline

Jan 16, 2026

Introduced in House

Jan 16, 2026

Introduced in House

Jan 16, 2026

Referred to the House Committee on Financial Services.

Affected Sectors

How to read this

Sectors are deterministic matches from official Congress.gov data and cached bill text. They are source-derived signals, not conclusions about intent or economic effect.

Evidence matches count official fields, normalized subjects, cached text snippets, or extracted entities that matched the sector rules.

Impact is a bill-level rollup used for sorting and filtering. It is not an economic impact estimate.

Confidence is the strongest individual match score behind that sector.

Evidence snippets show why a sector matched and can repeat when Congress.gov repeats the same phrase across official fields.

Finance and banking
39 evidence matches
Impact 100% Confidence 90%

Finance and Financial Sector

Finance and Financial Sector

Financial Services Committee Standing House

Healthcare
21 evidence matches
Impact 100% Confidence 82%

Secretary of Health and secretary of health and

Secretary of Health and Human Services secretary of health and human services

Secretary of Health and Human Services secretary of health and human services

Agriculture
5 evidence matches
Impact 89% Confidence 75%

ll coordinate with the Secretary of Health and Human Services in performing the functions under this paragraph; and (3) crop insurance, as established by the Federal Crop Insurance Act (7 U.S.C. 1501 et seq). (d) Preemption of State Insuran

is included with such components, the Secretary shall coordinate with the Secretary of Health and Human Services in performing the functions under this paragraph; and ``(3) crop insurance, as established by the Federal Crop Insurance Act (7

ll coordinate with the Secretary of Health and Human Services in performing the functions under this paragraph; and (3) crop insurance, as established by the Federal Crop Insurance Act (7 U.S.C. 1501 et seq). (d) Preemption of State Insuran

Labor and employment
3 evidence matches
Impact 89% Confidence 78%

ading Commission, the Federal Deposit Insurance Corporation, the Federal Housing Finance Agency, or the National Credit Union Administration. (4) Non-united states insurer The term non-United States insurer means an insurer that is organize

jurisdiction inance Agency, or the National Credit Union Administration. (4) Non-united states insurer The term non-United States insurer means an insurer that is organized under the laws of a jurisdiction other than a State, but does not i

jurisdiction dit Union Administration. ``(4) Non-united states insurer.--The term `non-United States insurer' means an insurer that is organized under the laws of a jurisdiction other than a State, but does not include any United States bra

Housing and real estate
1 evidence matches
Impact 86% Confidence 80%

the Committees on Financial Services and Ways and Means of the House of Representatives and the Committees on Banking, Housing, and Urban Affairs and Finance of the Senate. (3) Notice of effectiveness Upon the conclusion of the period refe

CBO Cost Estimates

Official Congressional Budget Office cost estimate links associated with this bill through Congress.gov records.

How to read this

CBO estimates are official source documents with their own assumptions, scope, and publication dates. They can score a bill, a version of a bill, or a broader legislative package.

LawLinter stores the source link from Congress.gov and does not replace the CBO document. Use these cards as pointers for source review, not as independent fiscal advice.

CBO context shows source-attributed Congressional Budget Office cost estimates linked from official Congress.gov bill records. It is research context only; read the official CBO source document for assumptions, scope, and dates.

No CBO cost estimate is currently linked for this bill.

Existing agency spending context

Official USAspending.gov award records for agencies connected through bill-text agency signals. This helps show the existing agency spending landscape around the bill, not spending caused by the bill.

How to read this

USAspending records describe federal awards, grants, contracts, loans, direct payments, recipients, agencies, and dates reported through the official public spending system.

LawLinter links this context through agency names detected in bill text. That bridge is a research shortcut and should not be read as a legal or budget conclusion.

USAspending context shows official public award records for agencies connected through LawLinter bill-text agency signals. It is historical spending and award context only, not proof that this bill caused, authorized, required, or changed any award, grant, contract, payment, or program spending.

Agency sample by amount

Where the local sample is concentrated

$153.9B
Department of Health and Human Services $146.2B
569 sampled awards
Department of the Interior $4.2B
473 sampled awards
Department of the Treasury $3.6B
78 sampled awards

Amounts reflect the local USAspending sample linked through agency text signals, not bill-caused spending.

Largest sampled awards

Award records in this context

MICHIGAN DEPARTMENT OF HEALTH AND HUMAN SERVICES $18.8B
grants · Department of Health and Human Services
MICHIGAN DEPARTMENT OF HEALTH AND HUMAN SERVICES $17.6B
grants · Department of Health and Human Services
MICHIGAN DEPARTMENT OF HEALTH AND HUMAN SERVICES $17.5B
grants · Department of Health and Human Services
MICHIGAN DEPARTMENT OF HEALTH AND HUMAN SERVICES $16.2B
grants · Department of Health and Human Services
MICHIGAN DEPARTMENT OF HEALTH AND HUMAN SERVICES $16.1B
grants · Department of Health and Human Services
DEPARTMENT OF EDUCATION CALIFORNIA $2.3B
grants · Department of Health and Human Services

These bars summarize the visible sampled awards below so large awards are easier to scan.

Agency spending context

Department of Health and Human Services

Matched bill text signal: Secretary of Health and Human Services
Sampled awards569
Award amount in local sample$146,150,587,987
Open official USAspending agency page
Agency spending context

Department of the Interior

Matched bill text signal: Secretary of the
Sampled awards473
Award amount in local sample$4,220,353,717
Open official USAspending agency page
Agency spending context

Department of the Treasury

Matched bill text signal: Secretary of the
Sampled awards78
Award amount in local sample$3,552,473,586
Open official USAspending agency page
other_financial_assistance · SLT0022
Award amount
$1,654,766,028

PURPOSE: THE CORONAVIRUS RELIEF FUND PROGRAM IS AUTHORIZED BY THE CARES ACT AND PROVIDES FUNDING FOR NECESSARY EXPENDITURES INCURRED DUE TO THE PUBLIC HEALTH EMERGENCY WITH RESPECT TO COVID-19; FOR COSTS THAT WERE NOT ACCOUNTED FOR IN THE GOVERNMENT'S MOST RECENTLY APPROVED BUDGET AS OF MARCH 27, 2020; AND FOR COSTS THAT WERE INCURRED DURING THE PERIOD THAT BEGINS ON MARCH 1, 2020, AND ENDS ON DECEMBER 31, 2021. ACTIVITIES TO BE PERFORMED: TREASURY WILL MAKE DIRECT PAYMENTS TO STATE, TERRITORIAL, TRIBAL, AND ELIGIBLE LOCAL GOVERNMENTS ("ELIGIBLE ENTITIES") TO USE THE FUNDING FOR THE ELIGIBLE PURPOSES OUTLINED IN THE PROGRAM STATUTE, AND TREASURY'S INTERPRETIVE GUIDANCE. END GOAL/EXPECTED OUTCOMES: THE CORONAVIRUS RELIEF FUND PROGRAM FUNDING WILL ASSIST WITH EXPENDITURES INCLUDING, BUT NOT LIMITED TO, PROVISION OF GRANTS TO SMALL BUSINESSES TO REIMBURSE THE COSTS OF BUSINESS INTERRUPTION CAUSED BY REQUIRED CLOSURES; ESTABLISH TEMPORARY PUBLIC MEDICAL FACILITIES AND OTHER MEASURES TO INCREASE COVID-19 TREATMENT CAPACITY, INCLUDING RELATED CONSTRUCTION COSTS; PROVISION OF COVID-19 TESTING, INCLUDING SEROLOGICAL TESTING; ESTABLISHING AND OPERATING PUBLIC TELEMEDICINE CAPABILITIES FOR COVID-19-RELATED TREATMENT; CARE EXPENSES FOR THE HOMELESS POPULATIONS TO MITIGATE COVID-19 EFFECTS AND ENABLE COMPLIANCE WITH COVID-19 PUBLIC HEALTH PRECAUTIONS; UNEMPLOYMENT INSURANCE COSTS RELATED TO THE COVID-19 PUBLIC HEALTH EMERGENCY IF SUCH COSTS WILL NOT BE REIMBURSED BY THE FEDERAL GOVERNMENT PURSUANT TO THE CARES ACT OR OTHERWISE. INTENDED BENEFICIARIES: ESSENTIAL WORKERS, HOUSEHOLDS, SMALL BUSINESSES, NONPROFITS, THE GOVERNMENTS OF THE ELIGIBLE ENTITIES, THE GENERAL PUBLIC, ETC. SUBRECIPIENT ACTIVITIES: SUBRECIPIENT ACTIVITY INCLUDES, BUT ARE NOT LIMITED TO, CARRYING OUT GRANT PROGRAMS ON BEHALF OF THE RECIPIENTS.

Campaign Finance Context

Related FEC/OpenFEC campaign-finance records for lawmakers and candidates tied to this bill through source-attributed legislative relationships. These are not donations to the bill itself.

How to read this

Amounts shown here are campaign-finance totals for sponsor or cosponsor-linked candidates and their committees in the displayed FEC cycle.

They are not donations to this bill, spending on this bill, or proof that money influenced or caused sponsorship, cosponsorship, votes, or legislative outcomes.

If multiple linked lawmakers have FEC records, this section can show multiple candidate cards and separate sponsor/cosponsor rollups.

Campaign-finance context uses source-attributed FEC/OpenFEC records that are related or relevant to the displayed bill, lawmaker, candidate, committee, or legislative relationship through deterministic links. It is research context only, not proof of influence, causation, endorsement, or that money caused a sponsorship, vote, or legislative outcome.

No FEC/OpenFEC campaign-finance context is currently linked for this bill.

Lobbying Context

Related LDA.gov filings where public lobbying activity descriptions reference this bill. These records are source-attributed research context, not evidence of influence or causation.

How to read this

LDA filings are public lobbying disclosure records. LawLinter links them here only when the filing activity text contains an exact-looking reference to this bill.

A filing can mention many issues, clients, agencies, or bills. A match should be treated as a pointer for review, not as a conclusion about why legislation changed or how any lawmaker acted.

Lobbying context uses source-attributed LDA.gov records that appear related to this bill through bill references in public lobbying activity descriptions. It is research context only, not proof of influence, causation, endorsement, lobbying effectiveness, or legislative intent.

No LDA.gov lobbying disclosure context is currently linked for this bill.

Summary

No official summary is currently available for this bill.

Sponsors

Downing, Troy
Sponsor

Downing, Troy

Republican · MT-2 · D000634

Joined Jan 16, 2026
Website
N/A
Office
1529 Longworth House Office Building
Ogles, Andrew
Cosponsor

Ogles, Andrew

Republican · TN-5 · O000175

Joined Jan 16, 2026
Website
N/A
Office
151 Cannon House Office Building
Nehls, Troy E.
Cosponsor

Nehls, Troy E.

Republican · TX-22 · N000026

Joined Apr 23, 2026
Website
N/A
Office
1104 Longworth House Office Building
Harris, Andy
Cosponsor

Harris, Andy

Republican · MD-1 · H001052

Joined Jun 29, 2026
Website
N/A
Office
1536 Longworth House Office Building

Amendments

No amendment records are currently available for this bill.
Compiled bill record. Bill pages combine Congress.gov source payloads, normalized relationships, cached text analysis, vote links, and deterministic sector/signal extraction. This is not an official government record or legal advice; use the official source link when accuracy matters.