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S 1273 - 103

Depository Institutions Disaster Relief Act of 1993

Became Public Law No: 103-76.

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Finance and banking
2 evidence matches
Impact 99% Confidence 90%

Finance and Financial Sector

Depository Institutions Disaster Relief Act of 1993 Became Public Law No: 103-76. Finance and Financial Sector

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Summary

36 Passed House amended Jul 24, 2001

Depository Institutions Disaster Relief Act of 1993 - Authorizes the Board of Governors of the Federal Reserve System to make exceptions for a specified period to the Truth in Lending Act and the Expedited Funds Availability Act with respect to transactions and depository institutions located within either a federally declared major disaster area or certain areas damaged by the 1993 flooding of the Mississippi River and its tributaries. Cites conditions under which: (1) an insured depository institution may subtract from its total assets a specified amount attributable to insurance proceeds when it is calculating compliance with prescribed leverage limits; and (2) a qualifying regulatory agency may deviate from certain statutory requirements with respect to regulated entities located in disaster areas. Directs the Secretary of the Treasury to study and report to the Congress on the efficacy of certain disaster relief Acts, including this one, with respect to facilitating recovery from major disasters. Expresses the sense of the Congress that specified Federal banking regulatory agencies should encourage depository institutions to meet the financial services needs of their communities and customers located in areas affected by the 1993 flooding of the Mississippi River and its tributaries.

35 Passed Senate amended Jul 24, 2001

Disaster Credit Relief Act of 1993 - Authorizes the Board of Governors of the Federal Reserve System (the Board) to make exceptions to the requirements of the Truth in Lending Act with respect to credit transactions, and of the Expedited Funds Availability Act with respect to offices of depository institutions in certain federally declared major disaster areas or areas affected by the 1993 Mississippi River floods. Sets October 1, 1994, as the expiration date for any such exception. Requires the Board to publish such exceptions in the Federal Register. Authorizes the Federal banking agencies to modify the leverage limit requirements for certain insured depository institutions located in such major disaster areas. Terminates this authority as of April 1, 1995. Requires the Secretary of the Treasury to study and report to the Congress on the impact of the Federal regulatory scheme upon the provision of credit and banking services in major disaster areas. Expresses the sense of the Congress that specified Federal banking regulatory agencies should encourage depository institutions in areas affected by major disasters to meet the financial services needs of their communities.

00 Introduced in Senate Jul 24, 2001

Disaster Credit Relief Act of 1993 - Amends the Federal Deposit Insurance Act to cite circumstances under which a Federal banking regulatory agency may waive regulatory requirements for insured depository institutions located in federally declared major disaster areas. Limits the waivers to a three-year period. Requires such agency to give notice of the waiver in the Federal Register.

Sponsors

Timeline

Aug 12, 1993

Signed by President.

Aug 12, 1993

Signed by President.

Aug 12, 1993

Became Public Law No: 103-76.

Aug 12, 1993

Became Public Law No: 103-76.

Aug 9, 1993

Presented to President.

Aug 9, 1993

Presented to President.

Aug 6, 1993

Message on Senate action sent to the House.

Aug 5, 1993

Resolving differences -- Senate actions: Senate agreed to the House amendments by Voice Vote.(consideration: CR S10620-10621)

Aug 5, 1993

Senate agreed to the House amendments by Voice Vote. (consideration: CR S10620-10621)

Aug 4, 1993

Message on House action received in Senate and at desk: House amendments to Senate bill.

Aug 3, 1993

Mr. Gonzalez asked unanimous consent to take from the Speaker's table and consider.

Aug 3, 1993

Considered by unanimous consent. (consideration: CR H5672-5674)

Aug 3, 1993

Passed/agreed to in House: On passage Passed without objection.

Aug 3, 1993

On passage Passed without objection.

Aug 3, 1993

Motion to reconsider laid on the table Agreed to without objection.

Aug 3, 1993

The title of the measure was amended. Agreed to without objection.

Aug 3, 1993

A similar measure H.R. 2808 was laid on the table without objection.

Aug 2, 1993

Received in the House.

Aug 2, 1993

Message on Senate action sent to the House.

Aug 2, 1993

Held at the desk.

Jul 30, 1993

Senate Committee on Banking discharged by Unanimous Consent.

Jul 30, 1993

Senate Committee on Banking discharged by Unanimous Consent.

Jul 30, 1993

Measure laid before Senate by unanimous consent. (consideration: CR S10009-10011)

Jul 30, 1993

Passed/agreed to in Senate: Passed Senate with an amendment by Voice Vote.

Jul 30, 1993

Passed Senate with an amendment by Voice Vote.

Jul 21, 1993

Introduced in Senate

Jul 21, 1993

Sponsor introductory remarks on measure. (CR S9188-9189)

Jul 21, 1993

Read twice and referred to the Committee on Banking.

House Votes

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Amendments

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